The broker who gets your deal off the ground.
Martin Davis spent 21 years running high-stakes aerospace operations. Now he brings that same discipline to your mortgage — finding a way through when other brokers say it can't be done.
From flight operations to home closings.
Before he ever looked at a rate sheet, Martin Davis spent more than two decades as an Aerospace Business Operations Manager — the person responsible for making sure complicated, high-consequence projects landed on time and on budget. That background didn't get left behind when he moved into real estate finance. It's the whole reason clients trust him with theirs.
Martin brings a client-first approach to every transaction: reliability, transparency, and unwavering support from the first phone call to closing day. He doesn't treat loans as one-size-fits-all — every file is tailored to the borrower's actual situation, wishes, and timeline.
He connects with clients through community programs, realtor partnerships, and referrals, and he's built a trusted network of realtors, title companies, home inspectors, and appraisers to keep the whole process moving smoothly — not just the loan part of it.
Four steps. No mystery.
Here's exactly what happens after you reach out — no surprises, no runaround.
Quick conversation
Fill out the pre-approval form or call Martin directly. He'll ask a few questions to understand your situation.
Find your fit
Martin matches you to the right loan program — conventional, government-backed, or non-QM — based on what actually works for you.
Documents & approval
He walks you through exactly what's needed, collected securely, with clear updates at every step.
Closing day
Martin coordinates with realtors, title, and appraisers so closing goes smoothly — and stays in touch after.
He gets deals done that other brokers walk away from.
Mortgages get complicated. Self-employment, tight timelines, unusual properties, credit hiccups. This is where Martin does his best work.
He doesn't stop at the first "no."
When a deal hits a wall, Martin looks for the path around it instead of handing back a decline letter. It's the trait clients mention most.
Operations discipline, applied to your file.
21 years of managing complex projects means nothing slips through the cracks — documents, deadlines, and details are handled like the stakes are real. Because they are.
You always know where things stand.
No jargon, no disappearing acts. Martin keeps clients informed at every step, from application to the closing table.
Not sure which loan is right for you? Find out in 30 seconds.
Answer a few quick questions and get matched to the loan program that's most likely to fit your situation.
Whatever your situation, there's likely a program built for it.
Martin works across the full range of purchase, refinance, and reverse mortgage products — so the loan gets built around you, not the other way around.
Conventional Loans
Fannie Mae & Freddie Mac backed financing for everyday purchases and refinances.
FHA Loans
Lower down payment options built for first-time and repeat buyers alike.
Alternative Financing
DSCR, bank statement, and P&L loan options for investors and self-employed borrowers.
HELOCs
A revolving credit line secured by your home's equity — without refinancing your existing mortgage.
Non-Conforming Loans
Flexible options when your file doesn't fit a standard box.
Fixed-Rate Mortgages
Predictable payments for the life of the loan.
VA Loans
Financing for eligible veterans and service members, with no down payment required.
USDA Loans
Zero-down financing for eligible rural and suburban properties.
Jumbo Loans
Financing above conforming limits for higher-value properties.
Adjustable-Rate Mortgages
Lower initial rates for buyers planning a shorter hold or refinance window.
Reverse Mortgages
Tap into home equity in retirement, with guidance every step of the way.
When your income doesn't fit a W-2 box, the loan shouldn't either.
Self-employed borrowers, real estate investors, and business owners often get squeezed out by traditional underwriting. Non-QM programs qualify you on real-world financial indicators instead — not just what shows up on a tax return.
Built for the self-employed.
If you write off expenses to lower your tax bill, that shouldn't lower your borrowing power too. Bank statement loans qualify you off real deposits — gross revenue, not taxable income — so smart tax strategy doesn't work against you.
Let your business's numbers speak.
For business owners with clean financials, a CPA-prepared profit & loss statement can qualify income directly — recognizing operational success over tax-bracket optimization.
Qualify on the property, not your paycheck.
Debt-Service Coverage Ratio loans let investors qualify using a property's own rental cash flow — no personal income or debt-to-income calculations required. It's how serious investors scale a portfolio quickly instead of one property at a time.
Capital when timing matters most.
Renovations, corporate growth, or a deal that needs to move fast — broader alternative financing tools deliver liquidity on a timeline that traditional lending often can't match.
Your home equity, put to work.
A HELOC lets you borrow against the equity you've already built — without touching your existing mortgage rate. It's flexible, revolving credit that's there when you need it.
A credit line secured by your home.
Instead of a lump sum, a HELOC gives you a revolving credit line you can draw from as needed — similar to a credit card, but secured by your home's equity and typically at a much lower rate.
No need to refinance your first mortgage.
If you locked in a low rate years ago, a HELOC lets you tap equity without disturbing it — unlike a cash-out refinance, which replaces your entire mortgage.
Renovations, debt payoff, and more.
Home improvements, consolidating higher-interest debt, covering education costs, or building a reserve for whatever comes next — draw only what you need, when you need it.
Flexible access, on your terms.
During the draw period, you borrow and repay as needed. Martin walks you through exactly how draw and repayment periods work before you sign anything.
Get pre-approved in minutes, not days.
Fill out the short form and it lands directly in Martin's inbox. He'll call or text you personally to walk through next steps — no call center, no waiting in a queue.
- Sent straight to Martin — reviewed personally, not a lead pool
- Typically hear back same business day
- No credit check to start — this form is just the first conversation
- Sensitive info like SSN and income docs are collected securely afterward by phone or a secure portal — never through this form
See a ballpark payment in seconds.
This is a simple estimate, not a quote — Martin can get you an exact number in minutes.
What it's actually like to work with Martin.
"Martin made what could have been a stressful process feel completely seamless. We always felt like he was genuinely looking out for us, making sure we had the best possible mortgage and guiding us every step of the way. We truly don't think we'd be in our dream home without him, and we can't recommend him highly enough."
"One of the happiest days of my life was receiving a pre-approval letter from Martin Davis. My wife and I were at the point that renting was no longer an option — we needed a home to finally call our own. The process from start to finish was super-fast. No matter what time of day or night, Martin was there to answer any question I had about the loan and our soon-to-be forever home. His work ethic is supported by a lot of love. I will never forget what Martin did for my family and me."
Licensed and lending in Florida and California.
Florida
Martin's home base — helping buyers, movers, and homeowners across the state with purchases, refinances, and reverse mortgages.
California
Licensed to serve California borrowers with the same hands-on, deal-gets-done approach.
Stay in the loop without committing to anything.
Not quite ready to talk numbers? Drop your email and Martin will reach out if rates move or a program opens up that fits your situation — no pressure, no spam.
Quick answers, straight up.
What states is Martin Davis licensed in?
Martin is licensed to originate mortgage loans in Florida and California.
What loan programs does he offer?
Conventional, FHA, VA, USDA, Jumbo, Non-Conforming, Adjustable-Rate, Fixed-Rate, and Reverse Mortgage loans — for both purchases and refinances.
What did Martin do before mortgages?
He spent over 21 years as an Aerospace Business Operations Manager, managing complex, high-stakes projects — experience he now applies to every loan file.
How do I get started?
Fill out the short pre-approval form — no SSN or credit check required to start — or call or text Martin directly at (561) 445-5454. No call centers, no forms that go nowhere.
Do you offer financing for self-employed borrowers or investors?
Yes — DSCR loans for investors (qualify on rental cash flow, not personal income), plus bank statement and P&L loans for self-employed borrowers whose tax returns don't reflect their real earning power.
Do you offer HELOCs?
Yes — a Home Equity Line of Credit lets you borrow against your home's equity as a flexible, revolving credit line, without touching your existing mortgage rate.
What is Martin Davis's NMLS number?
NMLS #2141757. You can verify his license at NMLSConsumerAccess.org.
Let's get your deal off the ground.
Call or text Martin directly — no call centers, no runaround. Just a straight answer on what's possible.